Sacramento Roofing Contractor Insurance Help

The Yancey Family, Serving Sacramento Since 1888

While it’s tempting to accept offers from roofers to “fix” your roofing claim, there’s a reason a legit contractor doesn’t ask or offer to cheat insurance companies. It’s wrong, and while convenient, it can give you problems in the future. Legitimate roofers can help you in getting your claims approved without cheating. Here’s how:

Call your insurance provider and clarify your coverage.
Not all homeowners’ policies cover roof repairs and replacements. Some pose limitations and exclusions on what the insurance company will pay for. Before getting estimates from a Sacramento roofing contractor, ask your insurance company about the services or costs it covers.

Ask Sacramento roofing contractor for an on-site assessment.
Established roofing contractors provide free on-site assessment to potential clients. They carefully assess the damage to your roof before providing you with a comprehensive estimate. Ask contractors to categorize the damages. Separate damages caused by aging or wear and tear from damages caused by hail and storms. Most insurance companies only pay for damages caused by external factors, excluding coverage for those caused by the passage of time.
Request roofing contractors to take photos of the damage.
Climbing roofs is dangerous business. Since roofers from a Sacramento roofing contractor will have to get up there to inspect the damage, shoot two birds with one stone by asking them to take the photos as well. These photos will be useful should the insurance company ask for details of the damage through email. Give them the date when the damaged occurred and offer to send the photos. Mostinsurance companies will still send an inspector or adjuster to inspect the damage, but it helps that you are forthcoming about information on the damage.

These are just some of the ways professional contractors can help with your insurance claims. Be sure to work with a highly recommended roofing contractor – most insurers also look at the quality of the service you hired when assessing your claim. Have any experience on filing roofing claims? Share them in the comments – we’d love to hear from you.

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Hear What Your Neighbors Have to Say

“I need a total bathroom remodel, and everyone at Yancey has been a delight to work with. All my questions have been answered, the choices of materials were abundant, and Scott guided us expertly through the process one step at a time. I would highly recommend them!”

Laura Powell

“Yancey was awesome to work with. My estimator was Brian Speaks, and he made the entire experience simple and enjoyable for us. There was no high pressure sales, and Brian went out of his way to make sure we got exactly what we wanted and needed. His pricing was fair, and he helped us get financing right on the spot. If I would provide more than 5 stars, I would.”

Ryan Calderwood

“Tommy was very helpful in explaining the roofing process and itemizing the pricing. He was upfront and honest about policy and interpreting the contract for my mother and I. We are a house full of women and we are always worried about being taken advantage of price-wise but we were not treated that way. Thank you for the excellent service and stunning new roof!”

Caroline H

“I chose Yancey for my reroof because of their business longevity. They've run into every situation imaginable and Brian addressed these concerns in the contract. Being told in advance is an explanation, being told after the fact is an excuse. They gave no excuses. The team working was always on time and did exceptional quality work with dry rot repair. The roof looks great and I expect it to work well for years to come.”

Mark Casha